At times, you might need to make a purchase via Pace that is above your buy limit. In cases like these, we will charge the additional amount to your first payment only.
We do this to make sure you're able to afford your purchases, while still being able to spread it across multiple payments instead of just one.
How does this apply to a Pace Buy Limit of $3,000?
The following table shows the various payments for different purchase amounts, based on a Pace Buy Limit of $3,000.
|Pace Buy Limit||Purchase Amount||First Payment||Second Payment||Final Payment|
Why am I being charged more for my first payment?
When your purchase amount is above your current Pace Buy Limit, we charge the excess amount upfront as your 1st instalment. The remaining purchase amount is then spread into two instalments based on your allocated buy limit.
How do I determine my Pace Buy Limit?
To determine your Pace Buy Limit, download the Pace app from the app store, and you'll see it at the top left corner of the app.
What is a Pace Buy Limit?
It is the maximum amount of purchases you can make through Pace and is determined by factors such as guidelines by local governing authorities, the selected payment method, and the number of purchases that still have unpaid instalments.
What if I have reached my Pace Buy Limit?
You'll need to make early payments for your existing purchases, in order for you to continue paying with Pace.
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